PARA-PLANNING



Novus Via Consulting assists the financial adviser in performing Financial Needs Analysis (FNA) for their clients.

We believe that Financial Planning is needed to ensure that your client's existing wealth is protected while future wealth is created.  The expendable capital available (also referred to as the client's affordability) should be appropriately allocated between Wealth Protection and Wealth Creation to balance the scale and still ensure that the client can enjoy the little enjoyments life has to offer.



WHAT DO WE OFFER?

  • We will analyse the information you gathered from your client and come up with a snap-shot view of your client's current risk situation in the events of the client's:
    • Death
    • Becoming Permanently Disabled,
    • Suffering a Dread Disease,
    • Becoming Impaired
    • Becoming Temporarily Disabled
  • Apart from the Risk situation mentioned above, Novus Via will also determine if your client is on his/her way to a worry-free retirement.  If not, we will show you what your client needs to do to achieve this desired state at retirement.

COST

Novus Via will render this service to you at a nominal agreed-upon fee, based on:

  • The asset value of your client.
  • The complexity of the analysis based on the client's estate composition.
  • The number of analysis given to Novus Via for completion per month

WHAT IS IN IT FOR YOU AS FINANCIAL ADVISOR?

The aim in the profession is to deliver a professional service to your clients, while always being compliant to the FAIS Act and all other regulations. 

By outsourcing this service to Novus Via Consulting, you are assured of:

  • Better management of your time as you can concentrate on interviewing and advising your clients rather than spend time doing analysis.
  • Proficient services delivered to all your clients consistently.
  • The same professional presentation of the facts and solutions to each client.
  • The opening of marketing opportunities creating higher income potential.
  • Building trust through factual presentation and solutions.
  • A higher consistency rate and lower lapse ratio due to the high standard of your business.